“The Influence Of Financial Literacy And E-Money Use On The Consumer Behavior Of Students In The Management Study Program At Lamappapoleon University” (2026) GENTARA: management and accounting research, 1(1), hlm. 21–27. Tersedia pada: https://journal.gentara.unipol.ac.id/index.php/gentara/article/view/19 (Diakses: 17 Agustus 2026).